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Prepaid and debit cards offer the convenience of a card without the hurdle of a credit check. These cards are ideal for making daily purchases because they are debited directly from your account.
These credit cards may have fees involved and are designed for those with less than perfect credit. If you make on-time payments to all your creditors and keep your account balances low relative to the credit limit, you may be able to build, rebuild, or reestablish your credit history.
Secured credit cards are a terrific option for establishing your credit history. Generally accepted wherever major credit cards are accepted, secured cards are easy to get, even if you have bad credit or no credit history.